ENHANCING CLIMATE RESILIENCE THROUGH COST-EFFECTIVENESS AND VALUE-FOR-MONEY (VFM) APPROACHES IN THE IMPLEMENTATION OF EARTHEN GABION WALL/PROTECTION BUND IN GILGIT-BALTISTAN. IJSSB. 2025;3(6):373-386. Accessed July 31, 2026. https://ijssbulletin.com/index.php/IJSSB/article/view/775