THE NEXUS OF TECHNOLOGY ADOPTION AND FINANCIAL INCLUSION IN RURAL AREAS OF SWAT. International Journal of Social Sciences Bulletin, [S. l.], v. 3, n. 6, p. 595–608, 2025. Disponível em: https://ijssbulletin.com/index.php/IJSSB/article/view/801.. Acesso em: 2 aug. 2026.